Grower Financing Options

Farmers Union Oil, through our partners, offers low interest rates for your chemical, seed, and fertilizer inputs.

Winfield Secure

Cropland Seed Special Offerings (Promo rate fixed till 2/1/2027)

  • 3.75% APR fixed for top-tier credit
  • 5.25% APR fixed for B credit

Bayer and BASF Offerings (Promo rate fixed till 10/31/2026)

  • 0% APR if funds are dispersed by 1/31/2026
  • Glyphosate is not eligible

Fertilizer

  • Prime+ .5% to 2/1/2027
    • Note: Prime can change daily, but as of 10/8/2025 the prime rate is 7.25%

Information and Applications

  • 2026 Secure Financing Offer for Farmers Union Oil Patrons (Add link to attached PDF Secure Financing Offer)
  • BASF Financing Details (Add link to attached PDF document, titled 2026 Secure BASF grower_final)
  • Bayer Financing Details (Add link to attached PDF document, titled 2026 Secure Bayer grower_final)
  • Paper Application (Add link to attached PDF document, titled 2026 Application Note)
  • Loan Renewal Application (Add link to attached PDF document, titled 2026 Loan Renewal Request)

How to Apply

  • Apply online
  • Print application and mail or drop off at a Farmers Union Oil location